PERAN LEMBAGA KEUANGAN TERHADAP PERTUMBUHAN USAHA MIKRO KECIL DAN MENENGAH (Studi Kasus Di Kota Yogyakarta)

Lila Retnani Utami, V. Wiratna Sujarweni

Abstract


The purpose of this study is to examine the role of financial institutions in the growth of small and medium-sized businesses in the city of Yogyakarta. UMKM has an important role in the economic growth of developing countries.

This study looks at the role of financial institutions in terms of the simplicity of the criteria, the duration of the loan, the size of the loan, and the cost of the loan.

The population of this research is the SMEs in Yogyakarta City, using incidental sampling. The data used is the data of the past 1 year. This research is a quantitative study using multiple regression analysis tools.

The results obtained have a positive effect on Loan Size, Loan Costs, Loan Duration, Simplicity of criteria on MSME growth in Yogyakarta City.

 

 


Keywords


Keywords: Financial Institutions, SME Growth

Full Text:

References


Azerat, et.al., (2018) Role of Financial Institution on The Growth of Small and Medium Enterprise: The Case in North Shewa Zone, Amhara Region, Ethiopia

Beck et al., [2005, 2006] Financial and legal constraints to firm growth.

Dagva Boldbaatar, (2005) Role of central bank in promoting SME.

Dereje Workie Nigussie, February, [2012] Role of Financial Institutions in the Growth of Small and Medium Enterprises in Addis Ababa.

Haibo Zhouh, Gerrit de Wit, February [2009] Determinants & Dimensions of firm growth; Zoetermecr.

James Milford, [2014] what is the role of financial institutions in economic development?

James Wambua Nganda, Kadian W. Wanyonyi and Elizabeth M. Kitili, 21 January [2014] Determinants of growth of small and medium enterprises in Kakamega central sub-county, Kenya, University of Nairobi, Kenya.

Kepha Momany, Osoro Jomo, [2013] The role of Micro Finance Institution on the growth of SMEs in Kenya; a case study of MFIs in Kisi Town; IOSR Journal of Humanities and social science[IOSR-JHSS-pp 83-93].

Mehreen Mishah; [2014] what is the role of financial institutions in economic development?

Sugiyono.(2010). Metode Penelitian Bisnis. Bandung: ALFABETA.

Sugiyono. (2016). Metodelogi Penelitian Kuantitatif, Kualitatid dan R & D. Bandung: ALFABETA.

V. Wiratna Sujarweni.(2007). Belajar Mudah SPSS Untuk Penelitian Skripsi, Tesis, Disertasi dan Umum. Yogyakarta: Global Media Informasi.

V. Wiratna Sujarweni. (2015). Statistik Bisnis dan Ekonomi. Yogyakarta: PUSTAKA BARU PRESSS

V. Wiratna Sujrweni. (2018). Metodelogi Penelitian Bisnis dan Ekonomi Pendekatan Kuantitatif. Yogyakarta: PUSTAKA BARU PRESS.




DOI: http://dx.doi.org/10.30591/monex.v9i1.1719

Refbacks

  • There are currently no refbacks.


Copyright (c) 2020

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

View My Stats